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Commercial Risk Protection

General Liability Insurance

Secure your business with essential financial protection against third-party bodily injury, property damage, and advertising injury claims. General Liability Insurance helps protect your business from third-party claims involving bodily injury, property damage, personal and advertising injury, and certain legal defense costs. Insurance Services LLC ® | Servicios De Seguros provides commercial liability insurance solutions designed to help businesses manage everyday operational risks and protect their financial stability.

Core Protection

Four Pillars of Commercial Coverage

General liability protects your enterprise against primary third-party liabilities arising from daily operations and commercial engagements.

Third-Party Care
Asset Protection
Brand Exposure
Completed Work

Bodily Injury Liability

Property Damage Liability

Personal & Advertising Injury

Products & Completed Ops

Coverage for medical expenses and legal claims if a non-employee is injured on your premises or active work site.

Protects against financial responsibility if your work or operations accidentally damage client or third-party property.

Guards against suits alleging slander, libel, copyright infringement in marketing materials, or privacy invasion.

Covers liability claims resulting from products sold or completed services after project sign-off.

Professional corporate administrator reviewing an official insurance binder and certificate of insurance at a conference table
Professional corporate administrator reviewing an official insurance binder and certificate of insurance at a conference table
Commercial insurance underwriting specialist analyzing financial ledger data and risk documentation in a quiet modern executive office
Commercial insurance underwriting specialist analyzing financial ledger data and risk documentation in a quiet modern executive office
Operational Management

Premises, Certificates & Limits

Active Premises

Premises & Operations Protection

Shields ongoing field operations and facility risks. We assist with Certificate of Insurance issuing and Additional Insured endorsements tailored to lease and client requirements.

Policy Architecture

Limits & Underwriting Criteria

Typical policy limits range from $1,000,000 per occurrence to $2,000,000 aggregate. Underwriting evaluation reviews annual revenue, payroll, trade classification, and past loss history.

Underwriting Guide

Who Needs GL & How to Qualify

Identify Business Exposure

Assemble Underwriting Details

Select Policy Limits

Contractors, retailers, professional firms, and property owners require GL to satisfy landlord leases, municipal licensing, and client vendor terms.

Prepare gross receipts, payroll totals, contractor expense records, and past loss run history for clear policy underwriting.

Match occurrence and aggregate limits to contract mandates, secondary liability umbrellas, and vendor requirements.

Secure Your Commercial Liability Coverage

Speak with our commercial lines underwriting team to review exposures, issue COIs, and finalize competitive coverage.